Opening a bank account

For your initial expenses in Germany you may use a credit card (generally accepted in department stores and in restaurants) or traveler’s cheques.

In order for HITS to pay your grant, it is necessary for you to open a bank account.

To open a bank giro account (“Girokonto”) in a German bank, you may need (depending on the bank):

  • Passport
  • Visa/Residence title
  • Registration certificate (“Anmeldebestätigung”) at the local public office (“Bürgeramt”)
  • Letter of acceptance (“Zulassungsbescheid”) from the university

There are some banks in Germany where you can open a bank account from abroad. Please contact the bank of your choice for more information.

Here is a selection of German banks:

  • Volks- und Raiffeisenbank
  • Sparkassen
  • Postbank
  • Commerzbank
  • Deutsche Bank

You can find more details under: Newcomers Guide – Rhine-Neckar-Region – page 39-40 (“Banking in Germany”)